A comprehensive digital platform providing real-time financial oversight, AI-powered AML compliance, and integrated fraud detection across all regulated institutions.
Finx Products
Self-service portal for retail and business identity capture.
Scenario detection and cross-institution monitoring.
Real-time velocity tracking and device fingerprinting.
CRA scoring and tier-based wallet management.
Regulatory monitoring and AI-assisted impact analysis.
01 / 06
Configurable AML scenarios including structuring, velocity, circular transfers, geographic anomalies, layering across institutions, and cash-intensive business patterns.
Structuring detection
Below-threshold splitting across accounts
Velocity scenarios
Burst and threshold-testing patterns
Cash-intensive profiles
Sector baseline deviation signals
02 / 06
Correlate activity across institutions to detect placement and layering invisible to a single firm, including full chain reconstruction (for example wallet to bank to merchant and onward).
Chain reconstruction
Wallet → bank → merchant → onward
Cross-institution graph
Multi-node laundering paths
Placement detection
First-hop funds entry signals
03 / 06
Screen counterparties and beneficiaries against FATF and UN sanctions (updated within 24 hours of list changes), PEP data, adverse media, and the domestic high-risk registry.
Sanctions screening
FATF and UN list updates within 24 hours
PEP tier matching
Tier 1–3 with renewal policies
Adverse media hooks
Domestic high-risk registry integration
04 / 06
Dynamic risk scores for transactions and entities from rules, model outputs, watchlist hits, and history—recalculated continuously as new information arrives.
Continuous recalculation
Scores update as new data arrives
Model and rule fusion
Blended outputs from rules and ML
Watchlist hit weighting
History-adjusted risk factors
05 / 06
Dedicated monitoring for cross-border flows, remittance corridors, and informal channels, with enhanced focus where FATF or GIABA flag jurisdictions.
Remittance corridors
High-risk flow monitoring
Jurisdiction overlays
FATF and GIABA flagged routing
Informal channel tracking
Non-bank and wallet hop detection
06 / 06
Draft suspicious transaction reports when risk thresholds are exceeded, with mandatory fields pre-populated to the national FIU template for analyst review and submission.
FIU template alignment
Mandatory fields pre-populated
Tipping-off controls
Restricted narrative access for filing roles
Submission tracking
Confirmation and acknowledgement logs
01 / 06
Unusual velocity at account, device, and network level: burst sequences, high-frequency transfers in short windows, and threshold-testing behaviour.
Burst detection
Per-minute transfer spikes vs baseline
Channel velocity
Wallet, API, and card velocity windows
Threshold testing
Repeated just-below-limit sequences
02 / 06
Device identifiers, session context, and behavioural signals to flag activity from known or suspected fraud devices.
Device graph
Shared hardware fingerprints across accounts
Session context
IP, carrier, and app attestation signals
Takeover heuristics
Credential and SIM-swap risk overlays
03 / 06
Identify funds looping between accounts without legitimate commercial purpose, returning to an origin or linked account.
Loop detection
Closed paths with no economic offset
Fan-in / fan-out
Rapid in-and-out through intermediaries
Return-to-origin
Funds cycling back to source accounts
04 / 06
Detect sudden high-value use after long dormancy when it departs materially from established history.
Dormancy delta
Sudden use after long inactivity windows
History deviation
Material departure from prior behaviour
Reactivation bursts
Coordinated wake-up across clusters
05 / 06
Uncover coordinated small inflows and rapid outflows, shared device or location signals, and graph linkages typical of mule networks.
Mule fan patterns
Many small inflows, few large outflows
Shared locations
Geo concentration across linked accounts
Graph communities
Louvain-style cluster highlighting
06 / 06
Profiles for accounts and entities with machine learning on historical activity to spot meaningful deviations.
Behaviour profiles
Per-account baselines and drift scoring
Anomaly ranking
Top-N deviations for analyst triage
Feedback loop
Labels improve model calibration over time
01 / 06
Comprehensive self-service customer onboarding with dynamic section saving, supporting personal info, secure file uploads, liveness, and UBO corporate invite structures.
Facial liveness verify
Biometric face match and anti-spoof checks
UBO invite tracks
Automated corporate structure resolution
Draft session sync
Real-time auto-saving progress updates
02 / 06
Automated onboarding and quarterly risk scoring based on statistical weighting (occupation, geographic risk, projected volumes), fully aligned with supervisory standards.
Onboarding CRA score
Instant baseline risk profile calculation
Factor-weighted rules
Custom country, sector, and volume logic
Periodic re-scoring
Quarterly review triggers and risk updates
03 / 06
Real-time daily screening against consolidated UN, OFAC, and EU sanctions lists, with automated matches and compliance workflow reviews.
Daily list sync
UN, OFAC, and EU watchlist updates
PEP Tier 1-3 review
Dedicated workflows for prominent figures
Adverse media insights
Reputation analysis and news monitoring
04 / 06
Daily and transactional spend guardrails automatically assigned based on customer tier (Lite, Standard, Premium) and real-time verification status.
Spend ceilings
Tier-based daily transaction safeguards
Partner check APIs
Real-time wallet limits and partner hooks
Automated upgrade
Upgrade tier upon verification completion
05 / 06
Automated generation of Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) PDF report packs, complete with full tamper-evident audit logs.
CDD Report packs
Downloadable compliance document bundles
Tamper-proof audit
Cryptographic hash chain for KYC logs
EDD Checklist
Standardized source of wealth verification
06 / 06
Dedicated supervisor workspace for manual review overrides, watchlist hit resolutions, and EDD checks with full RBAC access controls.
Review override queue
Compliance queue for manual overrides
RBAC Access controls
Strict segregation of sensitive KYC profiles
SLA case assignment
Automatic compliance analyst routing
01 / 06
Geospatial view of volumes, values, and risk concentration across Mauritania, kept current for supervisory awareness.
Heat layers
Volume and value concentration by region
Cross-border overlay
Corridor risk and corridor stress
Live refresh
Streaming updates for supervisory tiles
02 / 06
Distribution and risk across banking, mobile money, MFIs, and remittances with trends and anomaly emphasis.
Sector mix
Banking, wallet, MFI, and remittance splits
Peer benchmarks
Institution vs sector distribution
Concentration alerts
Threshold breaches on sector share
03 / 06
Domestic and cross-border corridors with configurable thresholds and escalation.
Corridor watchlist
Configurable jurisdiction and route rules
Flow direction
Inbound vs outbound stress indicators
Domestic routes
High-value domestic path tracking
04 / 06
Automated alerts when an institution’s patterns diverge materially from its own history or peer benchmarks.
Peer z-scores
Statistical divergence from peer cohorts
Institution baselines
Self-history and cross-peer views
Early warning
Automated anomaly notifications to L4
05 / 06
Periodic views on digital transaction volumes, channel mix, risk trends, and monetary velocity to inform policy.
Scheduled packs
PDF and data extracts for committees
Trend narratives
Channel mix and velocity commentary
Market context
External shock overlays where configured
06 / 06
Track velocity across digital channels, liquidity concentrations, and payment concentration to support central bank analysis.
Digital velocity
Payment-system velocity and turnover
Liquidity pockets
Concentration in high-velocity nodes
Policy overlays
Geography-weighted monetary indicators
01 / 05
Structured lifecycle to open, assign, escalate, and close cases with SLAs and role-based access.
SLA tracking
Open, assign, escalate, and close timers
Role routing
RBAC-aware task queues and handoffs
Status history
Immutable lifecycle transitions
02 / 05
Immutable logs of actions, decisions, evidence, and status changes with tamper-evident retention.
Tamper-evident logs
Hash-chained decision and evidence events
Sign-off trails
Who approved what and when
Export integrity
Regulator-ready audit bundles
03 / 05
National FIU-aligned STR formats, digital submission, and confirmation tracking.
National template
FIU-aligned STR field population
Submission rail
Digital filing with acknowledgement IDs
Confirmation tracking
FIU receipt and resubmission rules
04 / 05
Attach and retrieve transactions, device data, account history, correspondence, and other case material.
Evidence vault
Transactions, devices, and correspondence
Chain of custody
Attachment versioning and access logs
Discovery search
Full-text and structured case search
05 / 05
Dedicated workflows for politically exposed persons and public-fund tracking to support anti-corruption oversight.
PEP workflows
Dedicated escalation and review paths
Public-sector lens
Anti-corruption monitoring hooks
Restricted access
Segregation for sensitive narratives
Related workspace
Authorised users can enter the secure workspace to work alerts, cases, and supervisory views connected to FINX.